Gardner Mortgage Group Logo

Refinancing Can Lower Your Monthly Payment And Put Cash In Your Hands, Superior Mortgage Solutions Can Help!

Going to a bank to refinance your loan is like walking into the closest car dealership and asking for a car. They will show you what they have, but you've taken competition out of the equation, and that means higher rates on their terms.


It is a much better idea to create a competitive environment by letting hundreds of lenders know you are in market and letting them come to you with the best deal.


And that's what mortgage brokers do. We will shop your mortgage to multiple lenders and get you the terms you want.

Cash-out Refinancing

Equity in your home has risen substantially over the past few years, and you can take advantage of the economic growth!


If you have credit card debt, student loans, car payments, or any other debt, now is the time to refinance and consolidate. You can lower your monthly debts by pulling some equity from your home and paying down other debts with high interest rates.


You can also use a cash-out refinance for other opportunities like home projects, business opportunities, or for family fun.


Contact a mortgage advisor today, and see how much money you can pull from your home's equity.

Refinancing

Rates are still at historic lows and continue to make refinancing an excellent option for most homeowners. In some situations, you will save you significant amounts of money over the term of the new loan.


There are other situations, you might be better off keeping your current terms or getting a home equity line of credit or 2nd mortgage instead of refinancing. This all depends on several factors like how long you plan on keeping your home, do you have mortgage insurance, what is your current interest rate, and several other factors.


Find out how what option is best for you buy calling Superior Mortgage Solutions today at 727-353-9288.

Reverse Mortgages

Reverse mortgages allow you to receive cash payments for the equity that is in your home. These loans don't require monthly mortgage payments. Instead, payments are made to you. The downside of these types of loans is over time interest and loan fees accumulate and fewer assets are available to leave heirs and loved ones. You can still leave the home to your family, but they will have to repay the loan balance.


Contact us today to learn more about reverse mortgages.

Mortgage Calculaor

Loan Amount
$
Annual Interest Rate
%
Loan Terms
yrs
Repayment frequency
$ per
Year Fixed. % Annual Interest Rate.
Estimated Payment
Total Repayment
Total Interest
Principal & Interest
Interest Only

Disclaimer: Whilst every effort has been made to ensure the accuracy of this calculator, the results should be used as indication only. They are neither a quote nor a pre-qualification for a home loan.

Apply For A Mortgage
Share by: