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Second Homes And Investment Properties Mean Opportunity, Superior Mortgage Solutions Can Help!

Our years of experience and local expertise servicing both Tampa Bay, Pinellas County, Pasco, and Hillsborough ensure your loan is handled accurately and has an independent mortgage broker overseeing every step of the process.

Investment Loans

If you are considering financing an investment property, Superior Mortgage Solutions can help you think strategically about costs and potential returns. Our innovative real estate products go beyond traditional financing, with flexible choices including market-rate and near-market rate mortgage products.


Flexibility includes reduced closing costs and no prepayment penalty. These loans allow you to build equity and help you move toward your financial goals.


Learn more about investment property loans. Contact Superior Mortgage Solutions today.

Second Homes

To buy a second home, you’ll likely need extra money in reserve that could cover your mortgage payments in case you have a temporary loss of income. Debt-to-income (DTI) requirements for a second home mortgage may depend on your credit score and the size of your down payment. Generally speaking, the more you put down and the higher your credit score, the more likely your lender will allow a higher DTI.


Well-qualified individuals likely need at least two months of reserves, while less-qualified applicants may need at least six months of reserves.


Speak with a Shaun today, 727-353-9288, to see how much you can comfortably afford.

Airbnb

If you plan on operating an Airbnb rental that isn’t on your property or part of a house you already own, you’ll need to finance a new property that you can use as a short-term rental. Unless you can pay cash for it, which most new investors cannot, you’ll have to get a mortgage to finance the house or property. Many lenders offer mortgages for second homes or investment properties, but remember that it can be difficult to secure a loan for a property that will be utilized for short-term rental.


This is why it is so important to talk to a mortgage broker. We have relationships with various lenders and know what is needed to secure a mortgage for a short-term rental property. Contact Shaun today to learn more about Airbnb and financing short-term rental properties.

Mortgage Calculaor

Loan Amount
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Annual Interest Rate
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Loan Terms
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Repayment frequency
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Year Fixed. % Annual Interest Rate.
Estimated Payment
Total Repayment
Total Interest
Principal & Interest
Interest Only

Disclaimer: Whilst every effort has been made to ensure the accuracy of this calculator, the results should be used as indication only. They are neither a quote nor a pre-qualification for a home loan.

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